Research On Legal Issues Of Internet Financial Management Supervision In China

The Internet financial is one of the most hot spot topic in the market economyof our country. In the market of Internet financial management because of its highreturns attracted many investors, compared with other investment risk is relativelylow, so become forced needle agent to stimulate China’s financial market depressedstate of the. The Internet financial out before the physical channel limitations oftransactions at the same time, also makes the risks associated with the expansion of.Because of the large number of involved, radiation range is wider, theimplementation of regulation imminent on Internet financial. This paper presentsnew in order to be different views and proposals on specific regulatory level,providing a legal way for China’s regulatory design.Internet financial management asa new thing, show obvious features in each development process, problems are alsovery prominent. The thesis uses the method of comparative analysis, case analysisand normative analysis of actual value exists from the Internet financial implication,characteristics and China’s Internet financial start, to the Internet Financial broadperspective as the premise of study, legal supervision on the "Yu’EBao" as therepresentative of the Internet financial management made specific legal analysis,clear the legal attribute of Internet financial and legal relationships between thesubjects involved has combed, and questioned the current regulatory status quo, inreference to foreign supervision experience foundation, proposed the principle offinancial supervision of Internet in China, namely the importance of supervisionsystem principle, ensure financial safety and promote financial innovation,"theprinciple of combining the transformation from regulatory agencies" to "functionalsupervision" principle and the principle of rule of law. In under the guidance of theprinciple put forward the concrete suggestion of supervision, detailed mainly include:clear regulatory body, the establishment of vertical information channel responsepolicy risk, making liquidity supervision standards and direction of investment,improve the legal system, standard investor protection fund to establish informationnetwork transaction information disclosure system, complete specification of Internet financial products of their own propaganda the establishment of selfregulatory organization of the industry, and improve the construction of China’sInternet financial credit system, to promote the development of Internet financialmanagement of our country further specification, the Internet financial markettowards health.