The Legal Risk Of Yu'ebao And Its Prevention

In June 17, 2013, with the help of the Alibaba's first three party payment platform to pay treasure, the successful launch of the balance treasure this landmark of the Internet financial management products. It will be electronic products combined with the IMF, it has made the bank, It is novel, convenient, high income and intuitive, simple operation, T+0 cash mode is more convenient for the capital turnover, once this product launch, by the vast number of young consumers. As of December 31, 2013, the balance of treasure customer number has reached 43030000 people, the scale of 185300000000 RMB. Great success and launched the Internet financial products not only accomplished Alibaba group and previously unheralded Tian Hong fund, still in the economic tide in China is not a small storm. For banks, fund companies and other traditional financial industry caused no small impact. most users to balance treasure pursued is to pay treasure trust based on various wind, most of them on the balance of risks do not know treasure. Starting from the fundamental, treasure the present stage combined with the balance of constantly updated operating conditions and data, a comprehensive analysis of the balance of treasure for other relevant factors, including commercial banks, fund companies, pay treasure and Taobao...