Study On Legal Issues Of The Regulation Of Network Insurance

Under the widespread popularity of the Internet and booming background, the economy who with sharp eyes and keen sense of smell that captures the Internet financial opportunities. In order to pursue their own greatest economic benefit, they come to look to the Internet financial industry. In the hot wave, there is no doubt that the insurance industry is locked, thus, a new type of insurance sales comes out, we called it Network Insurance. Insurance industry has a long history, it is typical traditional industry in the financial industry. However, to traditional insurance business, the birth of the Network Insurance is an unprecedented major breakthroughs. It changes people who come with the network path to the Web goes with the people. Network insurance provides unlimited space for the reform and innovation of traditional insurance industry to develop. We have not to look beyond immediate, just see the enormous economic interests, but ignoring the risk behind the interests."Where there is trade, where there is legal." This is an old Latin motto, revealed that the close relationship between trade and Law, and reflects the value of existing law. Network Insurance emerges, which means that there should be appropriate law and regulation to regulate it, do not let it develop blindly and optionally. It is a new challenge to the traditional insurance regulatory system.This article compares the traditional insurance and network, analyze network insurance risks in the process of operation, clear the goal of insurance regulation and principle, puts forward the problems existing in the network insurance regulation and analyzed, and then based on the experience of the network insurance regulation in developed countries, summarizes the common ground that they and the regulation of characteristic and the enlightenment to our country; Finally Suggestions to consummate the network insurance regulatory advice to called on lawmakers to actively improve the system of insurance regulation network, for the network lay the solid legal basis for the smooth development of the insurance market.