Research On Legal System For Environmental Pollution Liability Insurance

Since twentieth Century, along with the rapid development of economy, industrialization and urbanization, the environmental problem has become a big problem in the world. The historic moment of the environmental insurance system is inevitably becoming a kind of important system that protects the public interest and the protection of the environment tort damage to the interests of the parties.Environmental pollution liability insurance is by way of risk liability socialization solve this social problem is one of the effective ways. It not only makes the victim subsidies and compensation can be obtained in a timely manner, but also makes the infringement of the enterprises can afford their own reasonable responsibility, not because paid too much compensation as a result of the corporate bankruptcy. In the 60’s in twentieth Century, the United States introduced the liability insurance mechanism of environmental pollution liability. Subsequently, many developed countries take this system to deal with the increasingly prominent environmental problems caused by the rapid economic development after the war.. At present, the exploration of environmental pollution liability insurance system in China is in the initial stage, the environmental pollution liability insurance system has just established. China’s environmental pollution liability insurance system exists many problems. And in recent years, there are major environmental pollution accidents in China. Based on this situation, it is urgent to improve the liability insurance system of environmental pollution in our country. This paper focuses on the main aspects of environmental pollution liability insurance system, which is intended to contribute to the theoretical study of China’s environmental pollution liability insurance system.Full text is divided into five parts in this paper. First of all, the paper discusses the research background, purpose and significance, as well as to the status quo of research at home and abroad. Secondly, the paper expounds the theory of the liability insurance system of environmental pollution, and introduces the concept, function and characteristics of environmental pollution liability insurance.. Then on China’s environmental pollution liability insurance system legislation and implementation of the status quo were introduced, summary of the existing problems, summed up the related legal problems in the real implementation of the process. Furthermore, the foreign environmental pollution liability insurance legal system were described in detail, summed up the Enlightenment of foreign environmental pollution liability insurance legal system of China’s environmental pollution liability insurance legal system. Finally, involves in the current environmental pollution liability insurance laws and improve the environment pollution liability insurance model of the insurance, underwriting institutions, insurance coverage, type of insurance, ratemaking, basic theory and make detailed description, to Ren for China’s environmental pollution liability insurance legal system to further improve and make some contribution.