Research On The Issue Of Our Country’s Legal Supervision And Management About Enterprise Annuity Trust

Old support is the common wishes of the masses of workers, and the present stage of China’s pension system is suffering a very big crisis. There are many problems need to be solved by our government.For example, aging of population, worker’s empty individual account which caused by the huge hidden debts. In such an annuity market background and the severe situation, this new type of pension fund investment be born at the right moment. With the growing popularity of the means of this kind of investment, to restrict and integration in the process needs a set of perfect legal supervision mechanism.At present, the world’s enterprise annuity fund management operation pattern mainly has four foundation types. They’re trust type, compact type, firm type and foundation type. Our country’s legislation regulates that the enterprise annuity shall be a trust model for management on operation mode. This means that there will be many different financial sector investment management institutions to join the pension trust market, between the participating subjects will form the complicated legal relationship and the market competition, to realize the stable development of the annuity market must be clear all investment management institutions involved in regulation of these subjects and the relationship between them.This article first introduces the basic situation of our country annuity trust, focuses on analyzing the legal relationship between the annuity trust each main body and the present situation of our country current law regulation. Then, in the study of foreign countries for supervision and regulation of the annuity trust model and then put forward our country after the pension problems existing in the legal regulation of the trust. Finally, on the basis of the content in front of the proposed some Suggestions of perfecting our country’s enterprise annuity trust law regulation, from the legislation and the internal and external coordination regulation on strengthening the construction of legal supervision.