Antitrust Regulation Of Property And Casualty Industry

Many of them in everyone’s life, personal property insured phenomenon, and personal insurance in order to prevent the risk of over-concentration of their assets, which have a presence in property insurance. Which ranked first casualty of the motor vehicle insurance is insurance, its position in the insurance business structure important. However, in contemporary rapid economic and social development, motor vehicle insurance as the primary casualty insurance, and is dominated by many large enterprises, and the growing tendency of monopoly. This is because many of the property insurance market players due to the non-rational competitive situation. Articles from property insurance as an entry point to the perspective of motor vehicle insurance, delves into the real cause of motor vehicle insurance monopoly behavior and influencing factors.The first chapter is the introduction part, mainly on the background and significance of the property insurance antitrust be explored. Insurance recovery since, with increasing operators, plus intense competition, monopolistic behavior emerging. This property insurance market in an orderly market share of a huge impact. Its antitrust research is continuing in order to curb the behavior of unscrupulous spread. The second chapter is characterized by motor vehicle insurance concepts and the main contents insurance briefly described, then the development of the countries in this area were analyzed. And introduced the United States, Germany, Japan, Canada and several countries in the auto insurance system.The third chapter is the status of theory. From this section begins on the primary casualty insurance-motor vehicle insurance were the status quo theory research.The fourth chapter is an important study of the article to a monopoly automotive parts manufacturers, automotive manufacturers,4S shops and other car dealers, insurance companies with a focus on, revealing among the main chain of the industry interests. Draw chain terminal-the insurance industry’s monopoly is not entirely its own causes. But because of the layers of peeling Grilled interests, making the insurance companies have banned the use of legal means to maintain its existence. Chapter V car belonging to antitrust measures. For questions appear in the text of the main chain of the automotive industry, has targeted improvement proposals put forward to achieve the auto insurance industry to curb the occurrence of monopolistic behavior.