The Qualitative Analysis Of Stealing Internet Consumer Credit Tools

With the popularity of the Internet, the amount of new things that combine various traditional industries with new technologies and the Internet is increasing. In recent years, along with the rapid development of e-commerce, online shopping and social networking has become a part in our daily life. Internet consumer credit instruments is an innovative product of many traditional industries and technology combined with the Internet platform, with the increasingly sophisticated Internet consumer credit services and the number of users,some crime issue appear. This paper aims at protecting the legitimate rights and interests of Internet users of consumer credit and promote the sound development of the Internet consumer credit market by the analysis of the different types of the behaviors of stealing the consumer credit instruments, hoping achieve financial crack down on Internet crime.This article is divided into five parts.The first part of this paper shows the methods that applied in this paper, the current situation and the significance of writing this paper.The second part is the overview of Internet consumer credit tools, mainly introduced the concept of the Internet consumer credit tools, its characteristics and development process. And briefly lists some typical Internet consumer credit tools and the necessity of punishing the crime of Internet consumption credit. Internet consumer credit tools is the combination of traditional consumer credit and the Internet, transferring the operation of the traditional consumer credit from offline to online.It is a type of Internet consumer financial instruments. It has a special audience, specific credit foundation and some other features such as convenient, small amount, easy to pay. Internet consumer credit has developed rapidly since 2013 years.The third part describes the different cases of stealing network consumer credit of the instruments in real life. Specific divided into theft behavior of Internet consumer credit by remote control, stealing login information to use Internet consumer credit, fraudulent use of Internet consumer credit to cash and steal login device using Internet consumer credit behavior.In the fourth part,I mainly talk about the different types of the theft network consumer credit instruments and analyze the related charges. For now, we often charge the suspect with the larceny and fraud for this behavior. But I think this is a behavior of credit card fraud and I prove the rationality of application of credit card fraud to define this behavior by the comparison of credit card and network consumer credit instruments.The fifth part mainly writes about the measures to promote criminal protection of Internet consumer credit in China, and puts forward the legal attribute of clear Internet consumer credit tools, make the unified standards of crime amount, issued relevant judicial explanation and setting up the new charges.