Insurance Consumers’ Rights And Interests Protection System Research

Nowadays more and more people need insurance and they want to know about insurance industry, because people think consciousness of risk is very important now. Therefore insurance industry develops fast and that is a necessities in our modern life. Insurance products are different from the daily living equipment. That included expertise and technicalities, as a result people regard as insurance is very difficult and they have many problems in society. People lack of insurance information and knowledge of insurance. Therefore consumer rights and interests are violated and people trust insurance company no more and insurance industry can not develop without a hitch. It will go against economic development in China. All sectors of society pays very close attention to protection for the consumer regal rights and our country adopts measures to protect our rights and benefits. That is’Insurance Law of the People’s Republic of China’. Still have many problems on it, hence a new set of policy actions will be required in China.The main body of article defines the connotation, analyses current situation, summarizes drawbacks and introduces the korean situation. After that combine with chinese truth situation and put forward the suggestions.The first part introduces the research background, significance and domestic and foreign research status. Starting from the research background, research significance and other aspects, this paper expounds the present situation of the domestic and foreign scholars on the protection of the rights and interests of insurance consumers, and puts forward the research content and research methods.The second part introduces the basic theory of the protection of the rights and interests of insurance consumers. This part sets forth above the concept of consumer, insurance consumer, the rights and interests of insurance consumers. From this offer to necessity of the rights and interests of insurance consumers.The third part introduces the system of the rights and interests of insurance consumers in China. Many problems will be analyzed from the standpoint of legislation and supervising.The fourth part introduces suggestions of the system of the rights and interests of insurance consumers to complete. Part three refer to problems and part vier refer to suggestions.The fifth part is epilog. The base of the whole discussions sum up the main points of the thesis.