The Risk Of Internet Fund Class Financial Product And Legal Protection

As the Internet, big data and a series of the development of contemporary science and technology, the Internet finance developed rapidly in our country. Internet fund class financial product that is represented by "Yuebao"is especially rapid development.It had a great impact to the traditional financial institutions. It also almost changed the financial habit of many ordinary people in China. As a result of the Internet finance in our country belongs to the emerging things, and in our country, on the Internet finance supervision still exist a lot of trouble. Financial objective existence itself is the Internet and Internet technology risk, and the traditional financial sector are prone to together, the risk of Internet financial sector would be easy to produce more complex than traditional financial and not easy to guard against risks. This article attempts through to the Internet fund class to legal regulation, the risk of financial products to provide a certain amount of Internet finance supervision experience, so as to promote the healthy and orderly development of Internet finance.Internet fund class financial product is an important branch of the Internet finance, both of the Internet financial risk and the risk of financial fund products. Based on Internet fund class products as the main research object, analyzing the Internet fund class financial product of the three main subjects:investors, the relations between and among Internet companies and fund company, by the nature of the Internet fund class financial product process, framework, analyze the Internet fund class financial product possible special risk. Against Internet fund class financial product suit the remedy to the case of the existence of the special risk, from the aspect of government regulatory level, professional agency regulation and social organization supports three levels of risk of financial fund products on the Internet for targeted prevention and control of risk.