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Research On Consumers Capital Safety Rights In Third Party Payment Business

Posted on:2017-03-28Degree:MasterType:Thesis
Country:ChinaCandidate:Y FangFull Text:PDF
GTID:2296330503959421Subject:Law
Abstract/Summary:PDF Full Text Request
In recent years, with the diversified development of shopping way and internet technology, online shopping because of its unique convenience to develop rapidly. The new payment tool also to appear and development. For ordinary consumers, the thirdparty payment business is still not familiar. Thus, capital safety rights of consumers can not effectively protect and how effective protect become the key to development. For now,the speed of business development is not proportional to its protection mechanism construction. In this context, this article will base on the thirdparty payment business, discuss how to protect the right of consumers’ capital safety.This article contains five major parts : the first part define the concept of the third-party payment business, understand the concept and the legal relationship between each other; the second part describe a external technical risk to capital safety rights, mainly includes phishing phenomenon, the hacker virus invasion, communication risk, according to the specific performance, cause, foreign legislation, the legislation in our country as well as a useful reference to china; the third part about internal risk, the thirdparty payment risk caused by the reason of the institution itself, including operational risk, money laundering risk and so on; the fourth party about the risk of default, in addition to the external and internal risk, default risk will also pose a threat to capital safety rights of consumers, it can also affect the consumer expectations for the thirdparty payment business; the fifth party is about the control measures of the above several big risk, expounds the specific measures and concomitant measures, to help the sustainable development of the third-party payment business.
Keywords/Search Tags:the third party payment business, capital safety rights, technical risk, operational risk, credit risk
PDF Full Text Request
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