A Studying Of Factor’s Influence On The Formation Of Adolescent’s Financial Literacy

In recent years, with the development of social economy and the improvement of family income,the advancement of financial deepening of financial innovation emerging in endlessly,and the rapid development of science and technology revolution of information explosion. At the same time,teenagers are involved in the economic activities more than before,the knowledge in the related resources and economic behavior patterns of this group can become a problem which worth studying.In modern world,financial products constantly enrich and become complicated which puts forward higher requirements on financial knowledge and ability.The increased demand for personal financial literacy is more urgent.Lacking of financial knowledge and skills in handling financial business is difficult to make rational decisions and rational actions,which apparently is the accumulation of capital and for the future development.Therefore, when we traced back to the investors in the market economy environment behavior,it is not hard to find its influenced by teens forming from financial literacy. As our national future mainstay,if teenagers lack of financial knowledge, I’m afraid it is hard to meet China as the world’s economic power and the power demand of citizens’ financial literacy. At the same time, degree of teenagers’ financial literacy will inevitably have a profound impact on their own development and the future development of national economy because of the effect of family factors such as the allocation of resources.Therefore,represented by middle school students of teenagers in this group of financial literacy form also is particularly proactive and meaningful.Based on the research of financial literacy and the relevant theory,collecting sample data through questionnaires.Across multiple fields of disciplines, explore and sort out a clear the context which a teenager preliminary formation of financial literacy will affect their future financial behavior in the economic market. By combining theoretical and empirical investigation, aimed at from the perspective of empirical analysis to some discussions of adolescent’s financial literacy form. Analyzed adolescent’s financial literacy forming factors and measured for these factors,so that we can provide some ideas and to strengthen the financial literacy of the related problems to study and put forward some suggestions for financial literacy cultivation of teenagers in China.