Research On Legal Problems Of The Protection Of Personal Information Insurance Companies

With the continuous development of the information age, the speed of the flow of personal information is also gradually accelerated, people enjoy the convenience of the era, but also suffered a huge problem.In the deluge of personal information for the operation of insurance companies based on the protection of personal information and more to be highly vigilant, insurance companies require customers to the principle of utmost good faith to fulfill this obligation, but also an obligation to take their own measures of customer information confidential, to avoid information being give way.However, the fact is not the case, insurance companies blindly pursue maximize the benefits through a variety of ways to access, use of personal information, and even exposed customers’ personal information on the Internet that way.Therefore, in our life insurers suffered disclosure of personal information, and other violations of the growing incidence of illegal trade, stability and people’s lives have been greatly disturbed.How to effectively regulate insurance company customer management and use of personal information is a priority, it is the key to improving confidence in the industry.This paper is structured into four parts.In the first part theoretically insurers personal information are described.The second part analyzes the provisions of the relevant laws and insurance regulatory authorities of personal information, and analysis of deficiencies which exist.The third part of the United States, Japan and Germany for insurance companies to protect personal information before, so that our country has reference. The fourth part is some legal countermeasures based on the analysis presented for reference.