The Designation And Implementation Of Some Agricultural Credit Cooperatives Mobile Banking Systemetic Platform

Mobile banking is the successful application of the banks and other financialinstitutions in order to facilitate their electronic using, also the product after thecombination of mobile service terminal and electronic currency. Meanwhile, mobilebanking lured a broad group of users due to its advantages, like portability andconvenience, etc. As the product of e-commerce era, the influence to modern societythrough mobile payment system of mobile communication terminal and theemergence and the application of mobile trading platform is incalculable. At thesame time, the appearance of such production and application will also laid a furtherfoundation for the system platform research and development of the future mobilebanking.This thesis did a fully and deeper research on the global mobile banking(especially the development status, trends, and issues, etc) based on practical,combining the research results from internal and external relevant experts andscholars. We concluded the general characteristics of mobile banking system to laid agroundwork for further research. Meanwhile, based on the above research, weworked on the image, production and activity of factorial mobile banking systemplatform (FMBPS) seriously, and had achieved good results. About mobile bankingsystem design, we did the wholly analysis and plan to the overall design principles,Implemented functionality required by the system of FMBPS. Also, we made adetailed design on compatibility, hardware structure, broaden transactions andoperational status monitoring of FMBPS based on design principle. We did in-depthstudy and analysis on core business, user interface, information interface, and someother important parts of the system implementation. To pursue the functions-modularand convenient of mobile banking, mainly based on combine software development technology, especially the popular smart phone software development technologiessuch as3G,4G, and so on to implement the module construction of financial services,investment banking, life assistants and bank information inquiry, etc.The issues need to be researched and resolved about this thesis are the followingthree points:First, compare to other mobile platforms, FMBPS is more compatibility, and dida lot of design on the implementation of compatibility. Strive to make sure all userscan find the right adapter.Second, we should well think about the less network outlets of grass-root, andincrease the online consultation through encrypted channels. Customers can get thelatest policy information without going to nearby local banks, and the customers’personal information will be well protected at the same time.Third, refer to other banks’ client interface, FMBPS interface is more humannature, smoother operation and higher security. Mobile banking systems is mature,users are more clearly about what do they need then more operation numbers will beincreased.