Analysis Of Product Liability Insurance And Its Influences On Export Enterprises

Due to the policy, regulation, the development of product liability insurance is very slow. Infact, the product liability insurance, especially for the export product is still belongs to a notfully developed insurance field. In real life, defective product will lead to the highcompensation lawsuits, this affect the normal production and operation of the enterprises.With the increase of product liability compensation, the increase of the product liability riskand social awareness of the product liability insurance, the demand of product liabilityinsurance will increase.This article discusses the product liability insurance from the aspects of legal system,citizens’ legal consciousness and its effect to the export enterprises and the social economy.My article is divided into seven parts. The first part is the introduction. The second part ofthe article is about the theoretical basis of the product liability insurance, this part analysesthe function and the concept of the product liability insurance, and tell the differencebetween common property insurance and credit insurance. The third part analyzes thedevelopment of product liability insurance and the problem in the development of productliability insurance, demonstrating the important significance of products liability insuranceto the healthy development of the export enterprises in our country. The legal system andpeople’s consciousness about the product liability insurance is very important to the productliability insurance, especially for export product liability insurance. The fourth part,introduces the United States and the European Union legal system of product liability and itsgeneration and development. The fifth part analyses the export product liability insuranceand its effect to our country’s export enterprises and the international trade, export productliability insurance is a great security to the export enterprise and plays an important role inpromoting the production. Product liability insurance is also an important stumultive ofChina’s economic growth. The sixth part is based on the foregoing analysis and puts forwardinsurance management suggestions and counter measures, only by perfecting legal system,improving the insurance consciousness and talents cultivation, insurance management canwe development our product liability insuranceFinally, the seventh part of the article is conclusion and prospect. Our country should build asystem of product liability, our government should improve the social awareness of productrisk, this will be an important task of a long period in the present and the future. With theprogress of the economic development, the product liability insurance will get rapid development. Product liability insurance will be an important growth point of the propertyinsurance...