Engineering Professional Liability Insurance Study

Construction industry is the state's key supporting industries, in recent years, China's construction industry has developed rapidly, the building made a significant contribution to the state. However, as the construction industry failed to develop its own standards and new technology, new technologies, new materials, which continuous applicate of the risks faced by the industry increasingly larger. Correspondingly the project is China's relatively backward technology risk management, in particular for high-risk levels of responsibility, we have a weak awareness more. The purpose of this paper is the analysis of project risks, through the project insurance and liability insurance on a comprehensive, step-by-step analysis of Professional Liability Insurance on the characteristics and the need for, and by the advanced experience from abroad, identify promote China Professional Liability Insurance project development approach.In this paper, the writing process is divided into two steps. First of all of the relevant books, information, documentation, etc. to classify and organize, and then there are the light of China's research results, legislative practice, a combination of insurance situation. Then analysis of the professional liability insurance works practical operation of the existing problems in reference to overseas experience and advanced prototyping approach to solve a problem.This paper is divided into four chapters, the first chapter introduces the risk characteristics of the project, sources, and risk management of the engineering study on the theory, the analysis of the following professional responsibility to pave the way.Chapter 2 introduces the theory of insurance, engineering insurance, including the characteristics and the role of insurance in our country and the course of development so as to enable us to project the overall understanding of insurance. In the latter half of this chapter, with the development of the Japanese liability insurance experience on the development of the insurance products of several measures.Chapter 3 introduces engineering design liability insurance, risk analysis, source through its necessity, by China is now engineering design liability on the situation and propose solutions to the analysis of proposals.Chapter 4 of major projects to the Commissioner of liability insurance, the first of China's Management Development done on the new trends and new trends on the Supervision of the risk of liability, the Commissioner concludes promote the development of the liability.Through the above four chapters of exposition, we would like to explain engineering professional liability insurance in the whole development of the insurance industry in an important position. Hope that the more people understand that the implementation of engineering design in China liability insurance and the need for active involvement. First, the Government should be in the legislative, law enforcement and policy-making aspects of the project, such as professional liability insurance all-round support. Secondly, the main players in the market should improve their awareness of the insured. Third, we should give full play to industry associations and the role of intermediary advisory body. Finally, the self-insurance practitioners should be a continuing effort to deal with foreign companies competitive.