The Diversification Of China’s Rural Endowment Insurance Fund Investment Strategy Research

China is a big country with a population of, being in a comprehensive adjustment andtransformation stages of social, economic, environmental, and compared to other countries,China will be under even greater pension pressure.And, as a large agricultural country likeChina, we find that the pension problem is more severe in rural areas, the degree of agingmore serious in rural areas than in urban aging, how to solve the pension problem in ruralChina will have a direct impact on China’s future development.However,along with thedisappearance of rural collective economy, the traditional family pension, endowmentland-based rural pension system is facing a crisis of insufficient supply, a serious impedimentto the development of rural endowment insurance system.Only by increasing the value ofrural endowment insurance fund, in order to ensure the sustainability of the Fund’s ability topay, while increasing the value realization of agricultural insurance fund must be effectiveinvestment operations as a precondition.Currently, the investment channels of China’s rural pension insurance fund more single,low investment criteria, investment structure is irrational, it seems inevitable long-termbenefits and long-term ability to influence the development of rural endowment insurancesystem, the impact of China’s agriculture policy and build a harmonious society, Therefore,research and build rural endowment insurance fund diversified investment mechanism isnecessary.This article is based on this background and in-depth research, the paper is divided intofive parts. The first part introduces the research background and significance, research ideasand methods, and this article seeks to achieve innovation.The second part of rural endowmentinsurance system and insurance funds related theories to explain the "new agriculturalinsurance", concepts and characteristics of rural endowment insurance fund investment, thebasic principles of operation modes rural endowment insurance funds and pension fundinvestment in rural areas run theoretical basis.The third part of the pension fund from threeaspects of rural investment mechanism were analyzed, analyzes the necessity of analyzing thediversification of rural endowment insurance fund investments.The fourth part describes thedevelopment and main features Germany, Singapore, Chile, the three regions of rural endowment insurance fund investment mechanism, by comparison with experience fromabroad rural pension fund investments, elaborated international experience of ruralendowment insurance fund investment mechanism Implications for China.The fifth part ofthe article in order to launch for China’s basic national conditions of diversification of ruralold-age insurance fund investment mode, from the point of view put forward four strategiesof diversification of rural endowment insurance fund in china.