The Reserch On Performance Evaluation On Listed Commercial Banks In China Based On DEA Modle

As an important part and a leading force in the financial system, China’s bankingsector is playing an increasingly important role in the harmonious development ofeconomic society. With the economic globalization, the rapid development of Internetbanking for China’s banking industry has brought opportunities and challenges, howto seize the opportunity, and how to deal with the challenges to the development ofChina’s banking industry plays a vital role in the face of various challenges at homeand abroad opportunities how to improve the performance of China’s commercialbanks, to determine a reasonable evaluation methods and indicators become critical.Because of China’s listed commercial banks as an important component of China’sbanking industry, which plays a pivotal role in China’s economic operation. Indicatorsof assets, liabilities, equity and other listed commercial banks accounted for theproportion of the overall Chinese commercial banks basically maintained at85%to90%of their businesses can basically reflect the overall situation of China’scommercial banks, so this paper of China’s16listed commercial banks performanceanalysis.Firstly, the overall status of listed commercial banks and then analyzed bycomparing data from the security of listed commercial banks liquidity profitabilitydevelopmental level of performance analysis to identify four aspects of listedstate-owned joint-stock commercial banks and city commercial banks commercialbanks between the gaps and problems, to solve these problems on the factorsaffecting the level of performance of listed commercial banks to conduct acomprehensive analysis; Finally, in order to study the method of DEA, BCC modelwas constructed under conditions of variable returns to scale estimates the size of theefficiency value, to16joint-stock commercial banks have listed as the researchobject, because our existing performance evaluation more attention profitabilityevaluation, did not consider the risk very little attention to risk managementevaluations. Some banks profits obtained due to take higher risks in the long term is not sustainable. Therefore, this article increases the risk indicators to furthersubstantiate the overall risk management of commercial banks. According to the datafor the four years2009-2012. By DEAP2.1software, estimated16commercial banksoperating in the capacity efficiency value, profitability, capacity development andrisk management capabilities of the four indicators to evaluate the performance levelof commercial banks. By16commercial banks in the same year in the transverseindex reveals the efficiency value comparison between the performance ofcommercial banks; through the commercial banks themselves comparison reveals thelevel of performance of commercial banks in each year as well as indicators of trendsin annual efficiency values of different portrait. On this basis, the overall situation ofstate-owned commercial banks and non-state-owned commercial banks to make acomparative analysis proved that under DEA method, the overall level ofperformance of state-owned commercial banks in operation, profitability, growthand risk of the four major indicator system to lower than the non-state-ownedcommercial banks. To make recommendations to improve the performance level ofcommercial banks, provide recommendations for improvement of performance ofcommercial banks.