Research On Supply Chain Financing Problem Of Small And Medium Sized Enterprises

Along with the deepening of the reform and opening up and the continuous improvement of the market economy mode with Chinese characteristics, the role of China’s small and medium-sized enterprises in the economy is becoming more and more big, status is also more and more important, whether the rapid and stable development of national economy, regional economy huge impetus, or provide a large number of jobs, fiscal revenue and cash from scientific and technological innovation, and so on, have played an irreplaceable role. But to see the small and medium-sized enterprise huge potential outcomes and at the same time, we also have to note that the financing status is so and the status of it. First of all, to say the financing difficult consistently to all is a difficult problem restricting the development of small and medium-sized enterprises, and the problem, but also indirectly hindered our country to the whole economic structure adjustment and restricted the economic benefits of ascension. Second, many commercial Banks also gradually realized the importance of adjust the structure of the client, so, they will also gradually some attention to the small and medium-sized enterprises. However, subject to the degree of information communication between small and medium-sized enterprises and Banks, bank loans to small and medium enterprises there are some doubts, even though they desire to have cooperation with each other, less but then a channel to communicate, to a deeper level. Comprehensive above reality, how to dispose of the financing difficulties of small and medium-sized enterprises, how to promote the small and medium-sized enterprises and commercial Banks communication, build a bridge of cooperation, has become the road one must face up to today’s economic development, must seriously deal with important issues.In this paper, in the first part first has analyzed our country small and medium-sized enterprise supply chain financing research background and related research status at home and abroad were elaborated; Then in the second part analyzes our country small and medium-sized enterprise financing present situation and the cause of the analysis of the current financing difficulties of small and medium-sized enterprises; In the third part, respectively, from the practice of supply chain financing mode, financing mode, the feasibility of basis and operation mechanism of supply chain financing of small and medium-sized enterprise supply chain financing mechanism has carried on the thorough discussion. Then, in the fourth part to a company in the supply chain core customer for instance the paper analyzes the current situation of our country small and medium-sized enterprise supply chain financing services; At the end of the paper on the small and medium-sized enterprises in financing problems puts forward some countermeasures and Suggestions of small and medium-sized enterprises in the supply chain financing.