A Study On Development Of Water Conservancy Construction Credit Business For Agricultural Development Bank Of Guangxi

Water is used as the national economic and social development of the important public infrastructure, plays an irreplaceable important role in flood control, water supply, food, economic and ecological security. Because of long lags behind the economic development of Guangxi water conservancy, construction funding instability, the construction of water conservancy infrastructure is still relatively backward. In2011No.1document, stressed that "Water is the Source of Life, production, ecological base", a clear strategic positioning of water development; stressed that "under the premise of risk control, to support the Agricultural Development Bank of China(ADBC) to actively carry out a long-term policy of loan business" in the water conservancy construction, the agricultural policy financial support for water conservancy the construction of the function. Guangxi water conservancy "12th Five Year" development plan of RMB9.8billion of the total investment scale, the urgent need to increase the credit funds. Farming issue as the only open water long-term policy loans to banks, focus on the development of water conservancy construction long-term policy loan business has been written into the "12th Five Year" development plan. As the provincial branch of ADBC, support construction of water conservancy, ADBC Guangxi branch be one’s unshirkable responsibility. Guangxi water conservancy construction to achieve leapfrog development, is also an urgent need for policy loans play an important role in water conservancy. But from the development situation of the bank credit business of water conservancy construction, water conservancy construction credit growth rate lagged behind the national agricultural issue and Guangxi water conservancy construction in recent years the level of development, there exist obvious contradiction between supply and demand of Guangxi water conservancy construction strong demand for money. How to ensure the effectiveness and safety of the circumstances, give full play to the role of agricultural policy bank credit branch water function, increase the Guangxi water conservancy construction, to fulfill the social responsibility of agricultural issue, ADBC Guangxi branch is an important problem solved urgently. This paper first introduces the features of water conservancy construction credit and related policies of agricultural issue, analysis of the current situation of the water conservancy construction, through the quantitative analysis method, analysis the water resources demand for credit, in-depth study of the internal and external environment, put forward the control of ADBC Guangxi branch water conservancy construction credit business development of subjective and objective reasons to issue, the final of the ADBC Guangxi branch water conservancy the construction of credit business development put forward corresponding countermeasures and suggestions.The research has achieved the expected purpose, to promote the ADBC Guangxi branch and water conservancy construction credit business development to provide a certain reference value suggestion.