××Water Supply Company Credit Case Analysis Report

Water is a vital resource for human survival in people’s production and life, definitely not a lack of water supply, no exaggeration to say, water has become the lifeblood of urban development.Water content in China is very scarce,only6%of the world total,per capita water resources in the world ranked13people were among the most water-poor countries.Perennial water shortages in parts of China,and some places even no water available,which greatly hindered the normal people’s production and life.This paper describe small and medium sized water companies,which are in the vast areas of the county and below,they nurtured hundreds of millions of people and provide essential fresh water resources for their production and life,so to develop this enterprises become an urgent problem.Small and medium-sized companies own less funds,visibility is not high, relying on endogenous direct financing and the issuance of debt through the capital markets,equity financing and other financing tools is quite difficult,which determines the supply of small and medium companies more dependent on bank credit as Lord indirect financing. So for these companies,by means of technology to improve the level of financial innovation in improving the overall economic benefits of effective risk control premise,commercial banks should actively provide credit support.This is a win-win between commercial banks and enterprises,which has a very important practical significance.Based on the existing domestic reference literature on the current situation of water supply for the market-oriented reform and development of the industry, through a detailed analysis of a case,and ultimately gives policy recommendations.The thesis is divided into four chapters:The first chapter is an introduction,the main purpose of this article the background,significance, research,research methods and literature review,etc; Second chapter describes the case,introducing the borrowers some basic profiles and loan investment projects, including the historical development of enterprises, and the necessity of the project background,content and implementation progress of project construction, project construction and other production conditions;Chapter three case studies, namely a case of corporate credit analysis as described above,that the project market assessment,technology assessment, environmental assessment and evaluation of the financial statements of the enterprise;Fourth chapter is the conclusion and revelation,the thesis of this chapter is the end of the chapter,through the earlier case analysis a result,targeted to give advice,to optimize the status quo,which includes three main areas:government, enterprise and banks.They play a different role in the promotion of small and medium enterprise market supply,privatization process of reform and development,and only these three together,to work together to reform the true sense of the development of China’s small and medium enterprises in the water supply escort.