Agricultural Development Bank Of China To Participate In The Study On The Related Problems Of New Rural Construction

Domestic agricultural issue on the difficulties and risks involved in the process of new rural construction, the business environment is poorly constrained the agricultural development bank to support the new rural construction. Agricultural policy bank and the commercial bank also has risk management. Because of the Agricultural Development Bank of China Construction Bank has since according to national and local policy loans, leading to the society and other industries lack of risk awareness.The south facing new rural construction problems and difficulties mainly is: the rural and agricultural infrastructure construction lagged behind, the farmers’ basic living conditions is still backward, rural financial market financing puzzledom. That may be encountered in the construction of new rural southern county dilemma:the government credit, financial environment, capital is not in place in time, collateral to supervision, project quality is guaranteed, the construction of lax supervision, agricultural development bank loan process cumbersome, and time.The government should create a favorable external environment, create a good atmosphere of agricultural financial policy, establish the credit information sharing mechanism, increase the importance of new rural construction, bidding strictly, reduce operational risks, relevant laws and regulations to support, project quality assurance, guarantee for their project. In order to avoid unnecessary risks in the operation process of new rural construction, should carry out projects according to formal legal procedures open strokes he hung, let qualified, have the strength of construction enterprise.Farming issue can emulate the United States and the European Union, provide the chattel mortgage in the short-term agricultural loans, help agricultural cooperatives expand sales of agricultural products, promote the export of agricultural products, to ensure the supply of agricultural means of production, get more revenue channels, through the reform and adjustment of the business scope, make more space for private institutions, so that farmers get more interest, effectively carry out the new rural construction. A silver political coordination mechanism, prevention and control of credit risk, reduce the approval process. The loan application approval process cumbersome procedures, long time, has always been a farming issue a criticism, so try to resolve this difficulty, shorten the Shen time, as soon as the funds for the construction of new countryside.The new rural construction is a gradual process, farming issue as a policy bank be one’s unshirkable responsibility should assume the main role of financial support, should be improved from many aspects to expand their scope of operation, the new financial products, preferential loan interest rate etc.. The government is new rural construction directly to undertake, also should be the agricultural policy finance to establish and perfect the financial system and legal system, to ensure that agricultural financial capital safety, compliance to the new rural construction, to support the "three rural" contribution.Based on the analysis of the present situation of the construction of new rural southern county, the foreign policy of financial support for agriculture development and new rural construction experience, research issue to support the new rural construction of intervention, through the analysis of agricultural issue involved in difficulties and risks faced in the process of the construction of new rural southern county, the interventional the construction of new rural southern county measures agricultural issue, hope for the future of agricultural development bank to participate in the new rural construction has some help.This paper is divided into five parts to participate in the new rural construction of ADBC analysis. The first part is the introduction, mainly expounds the background, significance and the research innovation. The second part mainly analysis the foreign policy of financial support for agriculture development and new rural construction, through the research of the western developed countries in support of domestic agricultural development through policy bank experience, put forward concrete measures to contribute to the development of agriculture in china. The third part mainly introduces the agricultural release in the new rural construction of necessity and feasibility, pointed out that in the new rural construction risks and difficulties faced in the process of. The fourth part of the construction of new rural southern county were introduced, including the effectiveness of construction of new rural southern county, the problems and difficulties. And then to South County, Fu Jia Wu centralized peasants housing construction as an example, the agricultural issue of financial support for the new rural construction of the South County, through the project, including loans, interest rates, loan support etc.. The fifth part of the paper, the government and farmers in the promotion of new rural construction concrete measures should be taken to issue.