Problems And Countermeasures On Social Health Insurance System

Our medical system after30years of development has made great achievements, in2013July, the number of medical insurance for urban and rural residents in China reached1270000000people, accounting for the total number of95%, basically completed acomprehensive coverage of urban and rural areas, so far, comprehensive coverage of urbanand rural medical security system established in our country, but in China in30years time tocomplete the basic medical security system covering all citizens, and the establishment of acomprehensive health care system, but the current situation of medical security developmentis seriously lagging behind the economic development, China’s medical security system stillhave many problems, we need to further develop and perfect the system, to guarantee allcitizens to enjoy medical security, improve our country citizen health level. In this paper, thebackground to the "expensive" problem caused by social medical security system is studiedbased on the theory, the social medical insurance of social medical insurance, the basicprinciples, the role of social medical insurance, medical insurance and summarizes the presentsituation, then the abroad experience of social medical insurance for the reference, has carriedon the analysis to the UK, Germany and Singapore medical insurance system, again on theestablishment of social health insurance system in China is analyzed, the social medicalinsurance system itself that causes the problem and medical expenses caused by theunreasonable utilization problems are studied due to produce produced between the problem,the measures of implementation system of internal different different insurance systemproblems, finally, establish the perfect "expensive" problem caused by the social insurancesystem, improve the social medical insurance risk resisting ability, the establishment of socialmedical insurance system is fair, reasonable guidance, medical consumption demand andstrictly control the medical consumption needs, standardize the correlative laws, rules andregulations system, strengthen supervision of medical institutions and medical personnelDegree, scientific orientation of government health insurance status.