The Research Of Chinese Pawn Industry In Modern History

Pawn, as an old financial lending industry, has spread all over the country, to anessential role for the development of society and economy. This thesis aims toexplore the pawn industry in China’s origin, development, relevant laws andregulations, government supervision, development trends, and sum up the law ofpawn industry development and the government on the development of pawn industryin the role. At the same time, it also has important theoretical significance andpractical significance for the development of the road explores China’s pawn industrynorms.First of all, through the development status of domestic and internationalcomparative study of pawn industry, found the problem and bottleneck ofdevelopment of China’s pawn industry encountered. A systematic summary of therelated research and the present scholars at home and abroad have been done, as thetheoretical basis for this thesis. By comparison, it is concluded that thereis China’s pawn industry problems, but also summed upa unique Chinese pawn industry.Secondly, through the SWOT method, this thesis analysis at present discusses ourcountry’s pawn industry advantages and disadvantages, opportunities and threats, andto find out the roots of the problems encountered in the development of pawnindustry.The existing problems of pawn industry summarize the main problems fromthe following six aspects: small scale, professional issues, business without theadvantages, the regulatory system is weak, imperfect laws and regulations, operationis not standardized.Again, the problem faced at present and the innovation and development of pawnindustry in our country, this thesis put forward relevant suggestions, one is to improveand perfect the internal control mechanism of pawn industry, to establish "the pawnercentric" business philosophy, to cultivate high-quality talents is to improve the pawn;two code when the level and effectiveness of legislation, strengthen the establishmentof pawning industry supervision system and supervision system, establish and perfectthe pawn industry association. Finally, this thesis also made suggestions to the development of pawn businessinnovation in China put forward. The more perfect the current national policy, themore perfect the construction of supervision system gradually become, and the pawnindustry will be under the reasonable competition and other financial industrytogether to meet the different needs of the market, serving the people. And there arereasons to believe, pawn industry will revive with the development of the motherland,the Chinese traditional industry through innovation, to adapt to today’s society and toinherit and carry forward. Pawn is one of the important parts of China’s traditionalfinancial industry. In the construction of the socialist economy with Chinesecharacteristics, the pawn industry is becoming to play a greater role, thus building asocialist harmonious society and realizing the great rejuvenation of the Chinesenation and the Chinese dream.