Credit is the foundation for the maintenance and development of economy and society, it is a prerequisite for the operation of market economy. Client credit risk management is an essential means for modern enterprises in the environment of market economy, it originates from the West, gradually expands with economic development, and finally becomes a discipline that goes global. In the current environment of socialist market economy, credit economy is the foundation of economic environment, sales on credit is an inevitable choice for enterprises to expand sales and compete with others in the market competition. Client credit risk management is a discipline that is derived from client management and credit risk management.Client credit risk control & management system can be illustrated from many aspects, such as overview of enterprise credit policy, setting of enterprise credit management department, customer credit extension management, management of client’s receivables, client archives management and enterprise client credit risk transfer. The paper takes Praxair company as case study, and chooses the optimization measures of client credit risk management system and operation performance of credit risk management team in Praxair from Jun 2012 to Mar 2014 as references. By analyzing the cause for differences and combining theoretical knowledge, the paper adopts whole process credit risk management and scientific credit management philosophy to find a solution, and compares the implementation results of various programs, thus makes a comprehensive discussion and analysis of the subject’s optimization measures of client credit risk management. It is expected to provide assistance for client credit risk management departments in the industry, and a reference for researchers engaged in client credit risk management... |