Research On Credit Sales Mode Of Customer Credit Management Of A Company

Enterprises as the main body of the most important economic activity, is not only the main credit risk to bear, is also the producers and managers of credit risk. If the enterprise credit management level improved, not only helps to prevent the occurrence of credit risk, also can improve the ability of enterprises to control the credit risk, thus promoting the comprehensive competition ability of enterprise; Also helps to standardize credit market order, promote the development of market economy, and even promote the stability and unity of the whole society. To the rapidly changing market, how to strengthen and improve enterprise’s customer credit management system, effectively control the customer credit risk, will determine the key factor for the survival and development of each enterprise, the problem of research and exploration helps strengthen customer credit management, have very strong realistic meaning, this article is based on the background of this study.This article first to the credit management of related theory and literature study, and then in A company credit sales mode of customer credit management situation analysis, pointed out that poor management of accounts receivable, credit risk management consciousness, imperfect credit management institution defects lead to functional unadvisable, customer credit mechanism; From the aspects of macroscopic and microscopic analysis on A company credit sales mode of customer credit management problem analysis of the causes. The optimization of customer credit management of A company according to the analysis of and indicators, from the understanding of customer credit management, set up independent of customer credit management, establish the whole credit risk management system, strictly implement the customer credit system four aspects, points out that the optimization of customer credit management of A company, and through the credit management department and other departments, the coordination and collection of credit information and scientific management, credit management process control to ensure new credit management system effective operation, the optimization of the performance evaluation of customer credit management. Formulated in this paper, optimization of customer credit management countermeasures, can be in the process of customer credit management, in order to solve the problems and deficiencies, to help A company to raise the level of customer credit management, credit management better.