Supply Chain Finance Based-Research On Inner Mongolia Agricultural And Animal Husbandry Area

How to help our country as the minority areas of the Inner Mongolia Autonomous Region farmers increase income, promote economic development in pastoral areas, is the number one issue over the years of the autonomous region. In the process of economic development in Inner Mongolia agricultural and pastoral areas, agricultural and pastoral areas of financial policy and system reform, the industrialization of agriculture and animal husbandry development plays an important role. The financing of agriculture and animal husbandry needs and financing difficulties and other practical problems based on the theory and practice of supply chain finance agriculture, mainly from the following angles:(1) starting from the herdsmen’s point of view, the current financial observed in agricultural and pastoral areas of economic development plays an important role in the financial needs of farmers and herdsmen are not fully satisfied, agriculture and animal husbandry financing problems such as limited financing channels, high financing costs and policy support is weak, the problem of financial risk is bigger, need through innovative ways for Inner Mongolia to support the development of agriculture and animal husbandry.(2) through the analysis of profitability and safety requirement of agricultural industrialization and bank lending, it is believed that the agricultural supply chain finance, bank lending and consideration of farmers’core business of credit history, financial assets and based on the situation, and put it in the whole agricultural supply chain, it can effectively alleviate the the information asymmetry between the bank and the farmers, and farmers to solve the financing problem; secondly, through qualitative and quantitative analysis on the impact factors of bank lending to farmers, the biggest factors restricting the development of bank lending to farmers is not the farmers’ income expectations, expected future income uncertainty is the key factor restricting the farmers financing where, and the introduction of agricultural supply chain finance can solve the problem. Finally, based on the agricultural supply chain finance pattern analysis, think tank financing mode and processing sectors can be pre accounts receivable accounts payable financing mode.(3) through an example of Kailu County aquaculture, demonstrates the role of agricultural financial supply chain in this case is the development of financing, its constraints is currently breeding smaller and local banks for small and micro loans to support the weak, recommendations to support further use of financial supply chain in the local culture in financing through cultivating leading enterprises and the organization form of aquaculture association.The purpose of this paper is to explore in our region to promote agricultural supply chain finance should have what kind of strategy, organization, what kind of way to meet the financial needs of farmers and herdsmen, and its innovation and emphasis on agricultural supply chain "JA" emphasis..