Project Design Of Development Of The Community Bank Of Tianjin

China over a long period of time, the rural finance lags behind economic development brings the population of rural financial demand, the formation of a contradiction. In order to solve this problem, Chinese CBRC with the release of December 22,2006 "on the adjustment of the relaxation of banking financial institutions in rural areas better access to policy support to the construction of new socialist countryside several opinions", released the "capital" and "mechanism". Village banks emerge as the times require.Tianjin village bank in "small banks" grand strategy guiding ideology, his contribution to rural financial service in Tianjin city. Since 2008 the Bank launched the establishment of Tianjin Tianjin First Rural Bank-Jixian County Bank towns and villages after. The village and town bank building Tianjin city has experienced several years of efforts, forming today districts full coverage pattern.In this paper, in the qualitative research with the interpretation of the route is from macro to micro, in the understanding and research background, and then a detailed analysis of the situation of Tianjin village bank. Firstly, the village bank makes a macroscopic description, including the general situation, the establishment of village banks and policy and the evolution of the definition of national development; followed by analysis of the Tianjin unique regional particularities and Tianjin town bank development and situation, think Tianjin town bank characteristics accord with the national village banks, village banks development advantage and the problem is Tianjin characteristics.In the quantitative research, through the quantitative research methods of CAMEL and CAP classic, for the establishment of Tianjin city village bank study.Through the specific figures, such as assets, loan to deposit ratio, the provision coverage ratio, and worldwide trade comparison, found that Tianjin city village banks with scale is continually expanding, private investment in the active and the risk control ability and strong advantages, but expose the Tianjin city rural bank capital utilization rate is not high, liquidity risk is big disadvantages.Under these circumstances, analyzes features of Tianjin city of village banks, including the advantages and disadvantages of. Then according to the characteristics of Tianjin city, town bank, put forward proposals for the development of Tianjin city of village banks, including giving full play to regional advantages, Tianjin play soft power, by means of multi force solve encountered in the development of human resources and corporate governance problems.