Research On The Risk Of Mutual Fund Of Farmers’ Cooperation In Nanjing

Agriculture is the basic industry of the national economy, China has been to solve the "Three Rural" issue on the top of development, and agricultural development needs of rural finance support, but in the presence of formal institutions in rural areas generally do not choose to avoid the risk of farmers credit target, which is restricted largely to the development of agriculture in China, the establishment of rural credit union funds to make up the financial gap in rural areas, so as to promote the development of China’s rural economy. But as the novelty of rural mutual cooperatives, its running time is short, the development of inadequate financial risks becoming an increasingly important problem facing the development of rural credit union funds. How in the new situation, to strengthen the rural mutual risk control, is to deal with the global financial crisis, a key step in agriculture and new rural construction support.Firstly, to clarify the background, purpose and significance of the study, the content of the study, methods and ideas, and then conducted a literature review to find the starting point and the theoretical basis of this study. This paper defined the current development of cooperatives and farmers’ funds face the risk characteristics. In this paper, we put forward new rural financial organizations risk management, including sound policies to guide the development of new rural financial organizations to optimize rural credit environment, improve agricultural insurance body, accelerate rural credit guarantee system security, strict market access conditions, scientific regulatory institutional arrangements to improve the overall quality of employees, and improve the organization’s risk management program, the rural financial organizations to build new institutional system of risk management, innovative financial service tools to improve profitability.This paper studies the risk of Nanjing, capital of cooperatives for farmers to control for risk prevention of new rural financial institutions, has a very important practical significance.