The Facility Feasibility Report Of Good Family Company

In recent years, the enterprises in the PRC grew rapidly, and its contribution ratio to the growth of the national economy continuously increased, those enterprises played an important role in creating job opportunities, activating the market and technological innovation etc. However, the financial resources available for those enterprises are extremely ill-matched to their status and roles in national economy and social development. The financing difficulties have become the bottleneck which seriously hindered the growth of the enterprises due to their inherent operational characteristics and defects for finding extensive financing channels. The facility business is the important cornerstone for the growth of the commercial banks, and it is also the major source of the operating income and profits of the banks, as well as the foundation of establishing and developing relationship with clients and developing other business relationship. This report focused on Good Family Company (which is engaged in the production and sales of the fitness equipments and sport-related products), an industry leader in the RRC, and it participated in the formulation of the industry standards. Although the Company grew with a relevant rapid level in recently years, it is difficult to penetrate the national market corresponding due to the limitation of the capital. The banks focused on the regions with high value-added and relative sufficient local fiscal conditions, and it is the normal status of current small and medium enterprises (SMEs), especially high-tech SMEs. Accordingly, this report is committed to the facility feasibility study of Good Family Company, and customizes its financing scheme, which is of great significance for Good Family Company and other high-tech SMEs to break through their bottleneck of financing.The report conducted comprehensive analysis of Good Family Company and disclosed the present or potential risks which may occur in the future, taking into account of the basic operation condition, financial condition, core assets condition and industry status, it also put forward relevant solutions. According to the facility application submitted by Good Family Company, this report combined with the bank current facility products, risk management polices and approval processes of Hanzhou Bank (where the author work in), and its funds demand has been obtained based on the forecast and calculation of the financing data, finally, a conclusion of feasibility analysis has been come out.