Operational Risk Control System Of Integrated Commercial Business

Since the 1990’s, cases of operational risk have outbroke frequently in domestic and foreign commercial banks, which drew the public’s attention, seriously damaged the social image of Banks.In May,2007, Therefore, stable operation of the information technology systems can be an important factor in the current bank operational risk. In recent years. The Information technology infrastructure and environment have been further optimized, the core system upgraded, the electronic channel further enriched, which effectively supports the business innovation and development of commercial banks. How to reduce the operation risk has become an important subject in current.This paper mainly studies the following two issues:First, covering the beforehand prevention, intermediate control and after-wards supervision of the entire business process. Based on the research of the prevention and control system of comprehensive operation and combined with the commercial banks’ risk prevention, intermediate risk control and post-risk supervision, commercial banks realize the seamless connection of integrated business system.The operational risk prevention and control system is put forward based on the information system and implemented to the full extent through the integrated service system of Shandong Alliance of City Commercial Banks. Based on the current risk control process,...