Factor Analysis And Evaluation Of China’s Listed Banks Operating Performance

The financial industry in a pivotal position in China’s national economy, often affect the situation as a whole,the stability and rapid development of the financial industrywill continue to promote thedevelopment of macro economy in china. In the 12th five-year plan outline, "the deepening of financial system reform","orderly expansion of the financial services industry" have been proposed as an important task again.As an important part of financial institutions, banks, plays an important role in the development of our national economy.With the deepening of financial reform and the advancement of financial integration, great changes have taken place in China’s banking in recent years, the international business development is rapid, also competition among banks are becoming increasingly intense, especially with the opening up of the financial sector to foreign investment in China, a large number of foreign Banks keep coming.In the face of these advantage more in the capital structure and organization system of foreign Banks, finding out the differences between competition, developping appropriate competitive strategy and improving business performance have great practical significance.This paper selects 16 listed banks as the research object, and analyses the present situation of the 2013 Bank of various indexes from the three dimensions of thestate-owned banks, joint-stock banks and urban commercial banks. At the same time, the paper chooses theannual report data of banks from 2011 to 2013 to analyze the profit ability, growth ability and safety of the banks with factor analysis, and then draw thebank in different index ranking, conduct a coordinated analysis according to the rank and put forward reasonable suggestions.The first part mainly introduces the research background and the significance, method,innovation and insufficient; the second part mainly combs the domestic and foreign research on bank performance; the third part mainly analyzesthe current situation of management in 2013 in asset scale, profitability and capital adequacy ratio.The fourth part of the article analyze the profit ability, growth ability and safety of the banks with factor analysis method, draw thebank in different index ranking,and then conduct a coordinated analysis according to the rank. The fifth part puts forward some corresponding suggestions from the three aspects listed state-owned banks, joint-stock banks and urban commercial banks with the results of the fourth part. Finally puts forward feasible suggestions for listed banks as a whole.