The Factor Analysis-based Performance Evaluation Of China's Listed Banks

With the further marketization of interest rates in China's financial markets,the differentiation of China's banking sector is becoming more and more obvious.The traditional financial industry in the Internet financial industry gradually emerging Internet era is facing unprecedented competition.In the domestic Internet financial industry and foreign banks to seize the market share of the economic environment,China's commercial banks should continue to improve service efficiency and operational efficiency,service efficiency improvement need to strengthen the quality of staff training,and operational efficiency needs to be improved The Bank's Business Performance Conducts Scientific and Objective Evaluation.Therefore,in order to put forward the suggestions on how to improve the efficiency of China's banking industry,this paper makes an empirical analysis on the management efficiency evaluation of listed commercial banks in China,and deeply explores the factors that affect the performance evaluation of commercial banks.After summarizing the various research methods in the field of bank performance evaluation in recent years,this paper has analyzed The Factor Analysis method as the empirical research method,and elaborated The Factor Analysis method in the bank performance evaluation In the adaptability.In the construction of evaluation system,12 evaluation indexes are selected from four aspects:profitability,mobility,wind control ability and development ability,which basically covers the main factors of commercial bank performance evaluation.The raw data selected from the empirical section is derived from the annual report of 16 listed commercial banks and the China Financial Statistics Yearbook.After analyzing and analyzing the post-generation model,the data have strong authenticity and effectiveness,Analyze the results of science and objectivity.The fourth part of this paper is the core of the chapter,using factor analysis and SPSS 19.0 software as an empirical analysis tool for China's listed commercial banks in 2015 business performance research and analysis,empirical analysis of China's commercial banks in 2015 performance Scoring ranking,which ranked first in Nanjing Bank,ranked the last is the Bank of Communications.On the whole,the overall performance of urban commercial banks is better than that of the national joint-stock commercial banks.The overall performance of the national joint-stock commercial banks is better than that of state-controlled commercial banks.Finally,the performance of these three types of banks is analyzed according to the scores of each evaluation index,and the different development suggestions for these three types of banks are given respectively.