Profit Model And Risk Management Of Financing Leasing Corproation

Since the 1950s, with the rapidly development,modern financial leasing has become the second largest business financing which is only inferior to bank credit. After thirty years of development, financial leasing in China has a certain size, support and promote the prosperity and development of China’s economy in a certain degree. Leasing companies is China’s economic strategy new heights, in the end of 2014,the government express that they would focus on cultivate leasing industry,to stimulate and support the Chinese manufacturing out of the country. China leasing industry’s operating environment is gradually improving, but the internal and external environment still exist a lot of questions. In this context, through the system research of leasing company profit model and risk management to develop the sustainable ability of China leasing company ability has the vital significance.In this paper, basis on summarizing the current situation of the development of leasing companies, deeply analyzes the characteristics and existing problems of leasing companies in China. And as this clue, studying domestic and abroad relevant literature, based on the profit model and risk management of related theory, using the deductive method to systematically combed the profit model elements and its internal logic, to build China’s leasing company profit model and risk management process. And as BH leasing co, LTD as the breakthrough point, based on cases analysis of the BH leasing profit model and risk management characteristics, puts forward related suggestions.This article structure arrangement is as follows:the first chapter is introduction, mainly integrated leasing company profit model and a series of integrity risk management issues, and give insulated in this chapter, lay the foundation for the following specific research. Classification leasing companies characteristics for the leasing company in second chapter, through the analysis and classification the characteristics of leasing company, provide background of leasing profit model and risk management theory analysis. The third chapter mainly introduce the leasing company profit model and risk management, base on literature review and the companies classification,analysis the transaction structure and mechanism of action among internal and external stakeholders.Building framework of leasing profit model, summarize risk management and innovation in leasing profit model, which provides the theoretical logic behind the case analysis. The fourth chapter is case analysis, through the rental cases of BH company, provides empirical evidence innovation of leasing profit model and risk management study,and provide suggestions for BH leasing profit model innovation and risk management practice. The fifth chapter is summary and outlook, it is on the summary of the thesis research results, including perfecting the BH lease business model and the main measures of risk management practice and further research.The innovation points in this paper:one is the research Angle of view of innovation. Research perspectives to follow the cycle of practice-theory-practice, has certain novelty in the related research of leasing company profit model. The second is the innovation of the leasing business. To BH leasing company business process as a starting point, analyzes the BH leasing profit model and risk management, for BH leasing profit model innovation and provides.Suggestions for risk management practice.