Research Network Insurance Regulation In China

Under the background of the age of information technology by leaps and bounds, the establishment of network insurance mechanism in Chinese not only is conducive to promote the development of insurance, what’s more, it also can bring about the benefit for the public and accelerate the development of economy, but also it is conducive to the protection of the rights and interests of consumers, what the important is that the network insurance mechanism in Chinese can promote the social equity, improve the efficiency, and also it can provide the boost power for the harmonious society. But now, network insurance supervision still exist many problems in China.The operation of insurance regulatory system of network not only can effectively disperse the risk of innovation for insurance products so that consumers do not have any loss, but also can help to build a long-term mechanism for supervision of insurance network, thus promoting the establishment of the system of insurance regulation. In addition, the Internet insurance market can not eliminate the defect of market as well as other markets. Therefore the operation of insurance regulatory system of network not only can plays a certain effect on the network insurance market, but also can effectively promote the long-term development of Internet insurance.The main contents of this thesis are as follows:Introduction. In general, it mainly explores the significance of research, research contents and methods, what’s more, it discusses the innovation and defect of the thesis. The first part is the case presentation. It mainly introduces the halted process of ‘ insurance of haze’ launched by the Ministry of China Insurance, and then it highlights the loopholes and shortcomings of insurance supervision of network in china. The second part is the analysis of case. It analyzes the current situation of network insurance in China, the risks of our network insurance and main problems we are facing. The third part is to introduce the related regulation of network insurance in the foreign developed countries or regions, and then it introduces some successful experience in Internet insurance regulation. The fourth part is the conclusion based on the above analysis, it provides some feasible suggestions for the development of Internet insurance regulatory policy in our country so as to solve the problems of the current regulatory loopholes of network insurance in china.