Research On The Risk Management Of Automotive Supply Chain Finance

This paper study automobile supply chain finance risk management based on the perspective of financial institutions. Automotive supply chain financial risk management combine supply chain integration of financial and risk management, first of all, the paper introduce the concepts of automobile supply chain finance and risk management, in this paper expounds the supply chain financial model on the basis of the analysis of the three kinds of automobile supply chain financial corresponding to the three models, namely, accounts receivable financing mode, prepaid account receivable financing patterns and stock financing, risk management, mainly through the risk identification, risk assessment, risk control and risk prevention to achieve; Second, from the present situation of supply chain finance, supply chain finance development present situation and the risk of supply chain finance status quo of the three aspects are analyzed in the present situation of the financial risk management, supply chain draw automobile supply chain problems of financial risk management, to lay a good foundation for later research, on the basis of this put forward in this paper, the financial institutions for automobile supply chain finance risk management framework; Again, in view of the financial institutions to carry out the car, which can identify the risk of supply chain finance business including core enterprise financing enterprise credit risk, credit risk, credit risk and credit risk of supply chain logistics enterprises, on four aspects of risk to choose the corresponding index to evaluate, build based on financial institutions of automobile supply chain financial risk evaluation system, through selecting principal components analysis samples, decrease the number of indicators to establish risk assessment model, and through the case of the model application and validation; Finally, to identify the risk to control, and choice of control strategy or tactics combination, through the risk prevention, risk aversion, transfer risk, risk acceptance or backup measures to reduce risk, then stand in the perspective of financial institutions, risk prevention measures are put forward. Finally, this paper summarized the conclusion of the article and points out the future research work.