Research Of Urban Employee Medical Insurance Payment System Reform

Increasingly high health care cost has been a problem in the medical field, so all countries in the world are active ly research how to reduce health care costs. At present, the medical field is generally accepted that regulate the behavior of the supplier than regulating the behavior of the buyer’s effect is more obvious in controlling health care costs, and pay the control behavior is the key to the control of the supplier. Because the cost of medical insurance payment as an important part of medical insurance, to some extent, decides the safeguard function of medical insurance will be achieved. After compared with the traditional pay system, now the prepaid system is widely advocated by the countries, and as a representative of prepaid "press disease to pay" has been accepted by more and more countries. At present, many countries abroad apply "press macro-reforms mode" make medical expenses has been effectively controlled, the domestic many areas in positive attempt to press disease to pay. Early April 2009, C hina issued by the state council on deepening the opinions of the medical and health system reform will effective ly solve the problem of the people to see a doctor expensive, effectively alleviate the burden of medical expenses for the short-term goal of the development of medical and health care reform, and how will this goal to achieve sound and rapid become our common concern.This paper Take Taizhou C ity of Jiangsu province as an example, the paper explores Taizhou town worker medical insurance payment system, and combining the Taizhou people’s hospital of medical insurance for urban workers ginseng protect personnel related medical data analysis. Use literature research and case studies, the combination of qualitative analysis and quantitative analysis methods complement each other, one side and made clear theoretically the disadvantages of a single payment method, and the necessity of constructing hybrid mode of medical insurance payment and superiority, and further thinking about how to advance hybrid medical insurance payment to the scientific and reasonable direction.