| The information economy has become the core of global economic development in the 21 st century.With the popularity of online trading, increasing requirements for the safety and efficiency of funds, to solve a series of problems which generated, the third-party payment emerged as the times require. It fundamentally changed people’s way of life, which makes the deal and the payment more convenient.In recent years, the third-party payment transaction scale explosive growth, we can see its broad market prospect and developmenttendency, therefore, how to make the healthy development is quite significance.Nowadays, third-party payment from forms, tools, function, and even competition occurs in such aspects as the world-shaking changes, the development of high speed is usually accompanied by many risks,such as management is not standard, technical updates are not synchronized, security measures are not in place,the user information are leaked,etc. These all affect the stability and security of the whole financial system, thus affect the stability of the social and economic life.So,must analysis the possibility of financial risk on the third party payment, suit the remedy to the case according to the results to guard against the risk, steady economic environment and maintaining the financial security of our country.This paper studied on third-party payment.By research of many scholars at home and abroad about the document of third-party payment information, we discussed the definition, development history, currentt situation and the trend of third-party payment. According to the current status of a third party market, clarified the importance of third-party payment market, analyzed the existing financial risks of third-party payment.,then evaluated the overall risk by using the fuzzy comprehensive evaluation method,and finally puts forward prevention countermeasures and suggestions from the internal risk control, external risk supervision and industry self-discipline. |
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