Y JY Division Company Finance Leasing Risk Recognition And Prevention

Financing lease the foreign words, accompanied by China’s reform and opening up has entered China31years, in these31years, it after the storm, after many vicissitudes of life. From the initial, make up for the shortage of funds in foreign exchange, to the present financing and financial as one of financial model.Financing lease this mode exists, not only effective solution to the enterprise development process on the equipment, funding needs, and through some financial means, solve the enterprises in the bank credit, financing problems. Therefore, financ lease of the effective solution to the enterprise encountered in the development of funds, equipment requirements and other issues. With the constant enlargement of the scale of financing lease, business involves the industry is more and more broad, risk recognition and prevention problem appears more and more outstanding.This thesis takes Y company JY industry as the research background, tells the company rising business profit, market development, realize the strategic layout of the risks encountered in this paper, the financial leasing industry to recognize and prevent the risks, how to conduct effective management, business how to guarantee the steady development of business.This thesis stands in the lessee and the lessor’s own operations point of view put forward problem, analyzing and solving a problem, for financial leasing project operation this paper analyzes the problems in the. Through the CAMELS risk assessment method for the analysis of Y’s JY division in operations management problems. The lessee, the lessee financial risk method of analysis of the basic situation analysis, the lessee, the lessee in the choice of financial situation changes, the lessee operating condition variation on rental reimbursement impact, undertook to the problem of discovery to find out the risk evaluation, the root causes. In order to effectively prevent the risk, at the end of the thesis has designed a set of risk prevention methods, from risk perception system to establish a risk prevention system to the lessee risk prevention measures, from the three dimensions to guard against the risk, the risk control in the acceptable range. Hope that through this research, can provide financing risk management to provide useful references.