Financing Risk Management Of Commercial Bank International Trade

In recent years, international trade financing business of commercial banks in China with the rapid growth of the rapid development of foreign trade financing scale, has become the main strategic business of commercialbanks. At present, the international trade financing business competition isbecoming increasingly fierce, various risk accumulation, strengthen risk management of international trade financing of domestic banking industry, promote international trade financing of commercial banks risk management ability, it is very important to realize the sustainable development.Firstly, the paper expounds the domestic and foreign trade financing risk management research. Secondly, introduces the concept, commercial bankinternational trade financing characteristics and causes of risk, the commercial bank international trade financing risk evaluation. Through the studyon risk factors of international trade financing, analysis of influence of various factors on the trade financing and the degree of flexibility, so as to construct a mathematical model based on static measurement and dynamic combination, so as to have a comprehensive quantitative understanding of thesecurity risk of trade financing, the various risk factors occupied the effects of the credit security proportion have a comprehensive grasp of. Once again, the risk management status of our commercial bank international trade financing are analyzed, and expounds the existing problems and a case study. From the implementation of the Basel capital accord III, described theimpact of new capital accord on risk management of China Commercial Bank of international trade finance business. Finally, put forward to strengthen the risk management of international trade financing of commercial banks in China from the strategy of international trade financing of commercial banks internal control system, credit evaluation system, the three line ofdefense, comprehensive risk management system, professional management, enhance risk management ability etc.. The risk management strategy for commercial banks to avoid risks in trade financing to provide reference, contribute to the level of risk management of Commercial Bank of international trade finance business promotion. Research on risk management of international trade financing from the theory and practice, to provide new ideasfor risk management science, practical for the realization of the international trade financing business of Commercial Bank of steady development.