The Study On The Comparison Of The Competitiveness Between Chinese And Foreign Commercial Banks

By the end of2014, China’s commercial banks opening has been eight years.Along with the development of foreign commercial banks in China, the competitionpressure of China’s commercial banks in international trade is growing in intensity.With the increasing of demand, international financial businss of China is developingconstantly. In recent years,the business scope of foreign commercial banks in Chinahas been expanding gradually.Their development is from market research and thebranch establishment in China at the beginning, and then gradually expanding toforeign currency deposit and loan business and financial and trade informationconsulting services. Thus far, the foreign commercial banks have already set upbranch banks with independent corporate capacity. the RMB business is garduallydeepening. It is a big challenge to the development of the Chinese CommercialBanks.At the same time, under the reform of Chinese economic policies, thedeepening of market economy and the emergence of local credit cooperatives andother financial institutions,the financial market of China is progressing steadily.Therefore, whether the China’s commercial banks could find a correct position, so asto guide the development of commercial banks in China, and get advantageousposition in the international financial competition, for the development of China’sbanking industry has a very important significance.The main content of this paper consists of five parts. The first chapter isintroduction, mainly on the background and significance of the research, a broadgrasp of the existing research and a brief description of the research content and theinnovation and inadequate, which is an overview of the whole paper. The secondchapter is the competitiveness theoretical overview of commercial banks,this chapteris mainly on the theory, the definition and the evaluation of competitiveness and thecompetitiveness of commercial banks, this chapter is the theoretical basis of thispaper, The third chapter is Chinese and foreign comparative study of competitivenessof commercial banks,the fourth chapter is the measures to improve competitivenessof the state-owned commercial banks. the fifth chapter is the conclusion part whichconcludes the ideas presented in the thesis.