Competitiveness Of China's State-owned Commercial Banks

Finance is the core of modern economic development. In the 21st century, the economic crisis in Latin America, East Asia and Russia by the end of the 20th century let we know the power of finance. In the future, with the development of Chinese market economy, the improvement of financial liberalization and opening, we will be more vulnerable to the impact of global financial markets. Especially speaking, the liability of stable development of state-owned commercial banks related to the nation's re-rise ability.This article tries to make comparative studies on the competitiveness of Chinese state-owned commercial banks in light of China's actual situation, using empirical method and with modern economy, financial and management theory, and then analyze its causes and countermeasures.First, in the preface, I made an introduction to the background and significance of this study and concluded the studies on competitiveness of banks, then introduced the structure of this paper.Second, this article analyzed the indicators of commercial bank competitiveness. the development of Chinese banking industry and market structure focus on the typeof bank structure and trends. By focusing rate index (CR_n) and Hefendaer index(HHI), two indicators of judgment China's banking industry is still in a highly monopolistic drawn from the development trends, China's banking industry is highly competitive monopoly to monopoly in the direction of evolution. The 3rd part is our empirical analysis of the competitiveness of state-owned commercial banks, according to Porter's theory of competitive edge, a competitive banking system indicators, and then on that basis, the external competitiveness of state-owned commercial banks to conduct horizontal and vertical analysis Finally Analytic Hierarchy Process (AHP) to conduct a comprehensive evaluation of China's major commercial banks and rankings.This is the final part of this paper, this part analyzes the elements of the competitive edge of China's state-owned commercial banks, Based on the analysis of the front, the internal and external environment from the perspective of a leading state-owned commercial banks to investigate the reasons for lack of competitiveness. The 5th part of this paper focused on measures and proposals to enhance the competitiveness of state-owned banks, following the study of elements constraining the competitiveness of them...