A Study On Risk Management Of Bank Accounting In Dalian Branch Of Shanghai Pudong Development Bank

Finance is the core of modern economy. The safe operation of finance is relevant to economic development and social stability. As the credit intermediary and payment system in China’s economic growth, commercial banks are inevitably the focus of financial risk management. With the deepening of financial reform in China, risks in commercial banks problems are exposed gradually and even begin to undermine financial security. How to manage and dissolve the risks effectively has become an urgent problem in China’s reform of commercial banks.Risks exist in the whole operation of commercial banks, so does the accounting of commercial banks in their whole banking process. The accounting of such banks has the same features of their operation, which implies that the accounting represents the banking process to a large degree. Thus risk management of commercial banks’ accounting plays a unique role in the management and dissolving of risks in commercial banks. So research on the risk management of commercial banks’accounting is significant to promoting the smooth running of these banks and the stable development of national economy.First the author reviews domestic and foreign concepts in relevant theories, expounds the management theories of accounting risk in commercial banks, and analyzes the pattern of manifestation, causes and features of such risk. The study is based on the Dalian Branch Shanghai Pudong Development Bank (SPDB), combined with the actual operation of Dalian Branch. By analyzing present situation and typical cases using the management theories of the relevant accounting risk, the author utilizes qualitative and quantitative evaluation methods to elaborate on the current status and goals of risk management of accounting in SPDB Dalian Branch, analyze its relevant strategy, and propose theoretically and practically important measures and methods to manage the accounting risk in commercial banks.