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The Impact On Rural Credit Cooperatives County Economy

Posted on:2016-07-15Degree:MasterType:Thesis
Country:ChinaCandidate:M WangFull Text:PDF
GTID:2309330467489564Subject:Finance
Abstract/Summary:PDF Full Text Request
County economy is an important part of our national economy. China has long been thepriority to the development of industry and the city’s economy as a development strategy,making the economic development of the county is in a weak position of inequality. In thedual economic structure and dual financial structure, the county economy and county financeoften represent inefficient and backward. Compared to the county economy and urbaneconomy, weaknesses more prominent. On the one hand, the small size of the countyeconomy, the structure is relatively simple, relatively large regional differences; on the otherhand, few types of county financial products, financial services imperfect, incompletefinancial functions and financial system is not perfect.To study the impact of the development of rural credit cooperatives in the economicgrowth of the county paper sample C County Rural Credit Cooperatives. During the study notonly consider the impact of the size of the county rural credit cooperatives economic growth,but also through the development of efficient measure to study the impact of rural creditcooperatives on the county’s economic growth. By analyzing the amount of deposits and loansC County Rural Credit Cooperatives and the proportion of deposits and loans in all financialinstitutions in the county shows that the proportion of deposits in rural credit cooperatives in1998-2013at around40%, this five-year period2009-2013average loans accounted for nearly60%of rural credit cooperatives to become support the "three rural" development of the mainforce. GDP growth is represented by the total deposits, total loans and loan-deposit ratio toreflect the economic efficiency of C County Rural Credit Cooperatives. By selectingindicators, model building, using Cointegration Test and Granger Causal Relation Tesof therelationship C County Rural Credit Cooperatives Development and County Economic Growthempirical analysis.The paper concludes that the total amount of deposits and loan-deposit ratio and anegative correlation between economic growth, there is a positive correlation between theamount of loans and economic growth; the deposit is Granger cause GDP, but GDP is notGranger cause deposits; loans are Granger cause GDP, but Granger cause GDP than loans;deposit ratio to GDP are not mutually Granger causality, thus saving investment C County conversion efficiency is the efficiency of rural credit cooperatives financial weaknesses.Recommendations to improve the county’s economic development: strengtheningfinancial organizations work to promote savings into investment, for financial support,innovative financial products, to create a favorable credit environment, strengthen ruralfinancial education.
Keywords/Search Tags:Financial Development, Economic Growth, County Economic, Rural CreditCooperatives
PDF Full Text Request
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