Research On Development Problems And Countermeasures Of Rural Financial Institutions In Longhui County

China is a country two-thirds of the population in the rural agricultural country, rural economic development and social stability in rural areas will directly affect the long-term stability and long-term development of our national economy of our society. The Finance is the core of economic development, the level of development of rural financial decisions and restrict the level of rural economic development, there is no well-developed financial economy would not be developed, but largely dependent on the development of financial and constantly improve the financial institutions. Economists generally believe that the rural financial development and rural economic development has a high positive correlation. A poor country or region, finance is suppressed, often stagnant economy. The financial repression is released will improve resource use efficiency, and promote a national or regional economic development. China’s vast rural areas should intensify efforts to develop rural finance institutions, improve the rural financial institutions system, improve service quality and efficiency of rural financial sector, promote rural capital accumulation, to break the vicious cycle of the rural economy. Rural financial institutions is important to promote the development of rural development support force. So good rural finance is crucial to the economic development of rural areas.Based on the conclusions of previous studies and a comprehensive approach to rural financial institutions Longhui County, Hunan Province as the research object. By Longhui County rural financial institutions conduct research and data analysis, summarized the current development of rural financial institutions Longhui County, From the three aspects of the rural financial system, the development environment of the rural financial institutions and rural financial institutions analysis of the development of rural financial institutions in Longhui countys. Through research and development mode and status of foreign national typical rural financial institutions, learn and absorb the successful experience, combined with the specific circumstances of Longhui County.Longhui County on the problems of rural financial institutions to analyze, Proposed to increase government support for efforts to increase credit support for agriculture, rural innovative financial products, financial services and strengthen appropriate reform measures to improve the loan guarantee system, to provide a reference for the development of rural financial institutions Longhui County.