The Research Over Financing Problems On Internal Small And Medium Enterprises

With the size of the Suzhou region growing SMEs, the role of SMEs in thesocio-economic development is increasingly evident, which provide the community withmore jobs and entrepreneurial opportunities. In other words, SMEs can be madesustainable and stable development, significantly influenced the sustainable developmentof Suzhou’s economy as a whole. Nevertheless, in the sight of domestic irrational financialsystem, SMEs have suffered loan prejudice for a long time. With relatively small scale andfewer equity funds, small enterprises are forced to rent their workshops and officebuildings. Thus, they have difficulty in providing loan collaterals that financial institutionsneed.Since SMEs in the sustained economic growth, development and other aspects of aharmonious society is so important, so urgent task is to solve the difficult problem of SMEfinancing. This paper aims to solve Suzhou SME financing problem. First elaborated thestatus quo Suzhou SME financing, analysis of causes of financing difficulties and learnfrom developed countries, the government of SIP and the advanced internationalexperience. Eventually, I would like to propose some relative comments and advice overenterprises,financial support and national policies. Meanwhile, I hope that I can makesome contributions to solutions to SMEs financing problems.