Research On The Financing Problem Of Smes-

SMEs are prevalent in various countries around the world a kind of enterprise, and its progress in the development and innovation of science and technology in the national economy plays an important role. According to statistics, in recent years, industrial output value, sales income of SMEs in China, and profits and total exports have accounted for60%of the national total, respectively,57%,40%and60%, the contribution to GDP growth has reached50%above; employment opportunities for SMEs account for over75%of all enterprises. Although SMEs play an important role in our economy, but the shortage of funds for SMEs remains a serious obstacle to their development problems. SME financing capital financing during the existence of narrow channels, financing procedures are complicated, high financing costs, financing structure is irrational and other issues. These problems seriously affect the development of SMEs. How to improve the supply of financial elements of society, as well as to meet the financing needs of SMEs to ease and improve the financing structure of SMEs, which are placed in front of the community a serious topic.The study consists of six parts:The first part is the introduction of the research background, purpose and meaning as well as the contents and methods were introduced, while the current research are outlined; second part is related to the theoretical basis of SME financing, mainly for SMEs, corporate finance related concepts were defined, while the channel and the status of SME financing facilities are described; third part is xx glass Company, on the basis of xx glass Company introduced on the company’s the principal activity of the business characteristics and status of financing needs are outlined; fourth part is xx glass Company financing problems and their causes are analyzed, I believe there is a major glass company xx financing structure is irrational, narrow channels of financing, financing amount is too small and complex financing programs, financing of higher financing costs; fifth part plan to solve the financing problem xx glass, the author mainly from the company’s external and internal company made two corresponding countermeasures; sixth part is the conclusion, the study concluded their presence at the deficiencies are summarized, and clarifies the research prospects.Based on the current situation analysis xx glass company financing, analysis of the problem and its causes xx Glass Company currently exist in financing activities, the company seeks to find effective ways to solve the problem of financing for the company’s financing activities xx provide a new concepts and methods to promote the company to complete its financing more effectively, and thus get more development funds, so as to ensure better development of the company and enhance their market competitiveness, while achieving the best interests of the company.In addition, most SME financing this problem there are some similarities, the author of the financing problems xx Glass Company research and analysis in order to provide a reference for other SMEs.