The Study Of Liquidity Risk Of Heilongjiang Province’s Corporate Financial Institutions And Monitoring And Evaluation System Building

In recent years, domestic and international economic and financial problems have become increasingly prominent in the conflict, especially the outbreak of the global financial crisis, a huge business risk to financial institutions. After90years of economic growth in the United States, in April2000, the NASDAQ crash, and since then, the U.S. economy has been in a recession. In2007, the U.S. subprime mortgage crisis. The2008economic crisis has spread worldwide. Since2010, China’s banking sector has experienced a series of three "money shortage", to June2013, the inter-bank market overnight repo rate rose to13.44percent, a sharp rise in the funds rate, liquidity increasingly tense.As a commercial bank, the core financial institutions, subject to a significant impact on the economic crisis, the liquidity risk of commercial banks is getting worse. Liquidity risk is a non-systemic risk, often affect only a single financial institution, but under special circumstances very easily converted into systemic risk, contagion effects and the domino effect, thus affecting the entire financial system. While at home and abroad has not yet formed a complete set of liquidity risk monitoring and evaluation standards, the establishment of a regional monitoring and evaluation system is imminent liquidity. Heilongjiang Province, the actual operation of corporate financial institutions, there is a low ability to withstand risks, operating small-scale issues such as liquidity risk prone. In this context, this paper through the formation of a more comprehensive study, quantitative analysis of monitoring and evaluation methods as the main content, Heilongjiang Province by corporate financial institutions monitoring and evaluation, can more accurately reflect the liquidity of corporate financial institutions the degree of risk, there are important theoretical and practical significance.Paper based on literature search, summarized the information obtained to establish research questionnaire, the use of AHP analysis will be more complex corporate liquidity risk arising from financial institutions operating in determining factors, summarized liquidity risk applicable to corporate financial institutions five main aspects of monitoring and evaluation factors and14evaluation index, and then use the Analytic Hierarchy Process (AHP), calculate the various indicators related to the degree of influence. To achieve the combination of qualitative and quantitative characteristics of Heilongjiang Province, to build a corporate financial institutions liquidity risk monitoring and evaluation system, the use of actual corporate financial institutions operating in the specific indicators to calculate the extent of the impact assessment and proposed risk warning.