Analysis Of The Bank Of Anshan Branch Of Teng Ao And Hefeng Company Loan Case

The business of the bank assets, liabilities and divided into the intermediatebusiness, including the assets and intermediate business as a source of profit, atpresent our country commercial bank overall situation, intermediate business incomeaccounted for the total revenue share of more foreign difference, loan business is stillan important part of assets of commercial banks, loan interest income is one of themost important source of income, the loan business management has become thepriority among priorities of commercial bank management. Accelerating in the currentfinancial "disintermediation" and "interest rate marketization" process of the trend, inresponse to the China Banking Regulatory Commission to support the development ofSMEs to Bank of Anshan,the demand on the development of small and medium-sizedenterprises based on business, also in view of the need to expand business Tengaobranch itself, therefore, vigorously develop small and medium-sized enterprisebusiness has become a pressing matter of the moment Tengao branch the. In thiscontext, has the extremely important practical significance to research ondevelopment of small and medium-sized enterprises loan business in Bank of AnshanTengao branch(hereinafter referred to as the "Teng Ao branch").This paper firstanalyzes the current development of Tengao branch of the loans to small and mediumsized enterprises and its problems. Author studies focus on abundance company loanbusiness, and through the credit process, risk assessment, approval and post loanmanagement reviews, find out the developing experiences of the small andmedium-sized enterprise loan business.