The Financing Problems Of Ningbo XX Import And Export Co.,Ltd

The survival and development of Small and Micro Businesses and their financing problems, has become a hot issue of common concern in the whole society,Because Small and Micro Businesses in many economies,has made a big contribution in the increase of tax revenue and GDP expansion and employment.But the financing problems,due to the special contradiction in the process of its development and the special rules,has become a worldwide problem.How to solve the problem,has become a major topic in our country.In recent years,many countries and regions including China in the world have made a lot of exploration and practice,we have accumulated a lot of experience.But in the current complex economic situation of our country,there are still many obstacles to the financing problem of Small and Micro Businesses.Both of which cause Small and Micro Businesses of their own,such as the low level of corporate governance,internal management is defective,also have the reason that banks and other financial institutions,such as the process of commercial banks is lack of innovation to provide financial services for Small and Micro Businesses,the professional ability and the degree of specialization is not very good,in addition to the government in legislation,taxation and other aspects of the supporting policy system existence is very weak,therefore solve our country Small and Micro Businesses financing problem should be mainly from the above three aspects.Ningbo XX Import and Export Co., Ltd. is a Small and Micro Businesses which has founded less than5years,the registered capital is500000yuan,during it’s development so far,this company’s total assets had reached over one million yuan,but the financing problems has become the company’s first issue.If the company will want to continue to become bigger and stronger on the existing basis,the most important is to solve the financing problem.As a typical representative of Small and Micro Businesses in China,this company’s financing problem is a common problem for all the Small and Micro Businesses during their process,so it is very importent to settle this company’s financing problem,because it can also be a good way for the other Small and Micro Businesses.This paper attempts to Ningbo XX Import and Export Co., Ltd. financing problem as the starting point,explores some of the best practice to solve our country’s Small and Micro Businesses financing problems.