Study Inter-site Supervision Henan Bank Market Index System

In recent years, China’s interbank market operations have been expanding, increasingly wide variety of businesses involved in the body to gradually diversify further accelerate the process of opening up, promoting the sustainable and healthy development of national economy, the effective implementation of macro-control policies to further promote financial reform has played an important effect. At the same time the rapid development of the inter-bank market, the market in all kinds of unusual transactions and risk problems are gradually exposed, especially since2013, continuous occurrence Bonds "black hole","money shortage" and other risk events, market regulation raised new challenges.From the regulatory status quo of China’s interbank lending market and the bond market inter-bank departure, through the analysis conclusion that the inter-bank market regulation at this stage is still access to the record management, on-site inspection based, regulatory information asymmetry issues outstanding, restricted regulators to predict the risk of market players; there are many defects-site surveillance system, in particular the absence of non-site monitoring indicators prominent problem. Therefore, improving the efficiency of supervision, guard against market risks and other regulatory purposes, both on-site supervision to carry out the inter-bank market made an urgent demand, and how to design a complete, off-site monitoring indicators system effective inter-bank market, the most critical current issues.In view of this, the paper through field interviews, questionnaires, knowledge tests, etc., to run between the banking business in Henan market members, internal control system, risk management and so on in-depth study, analyze the inter-bank market operations and the main development agencies currently exist the risk points, non-site supervision index system designed to provide realistic basis. On this basis, drawing on concepts and models developed financial regulation Basel Ⅲ, American camels rating system, etc., and with reference to the existing domestic banking financial institution regulatory system, designed off-site surveillance system in the interbank market indicators as follows:Compliance indicators, including13sub-indices, respectively, qualitative assessment, quantitative analysis in the form of market transactions subject to filing and other administrative requirements to perform access, construction of internal control mechanisms, whether the transaction price anomalies and other aspects of the test, the main aims of the organization as the inter-bank market investors eligibility for basic evaluation. Risk indicators include liquidity risk, credit risk, market risk, opeiational risk four risk of22sub-indices, by some calculations, a measure of inter-bank market business development potential risks caused by the subject of the transaction. Profitability indicators include five sub-indicators for quantitative analysis of the contribution of the inter-bank market business conditions and asset allocation efficiency of the transaction subject revenue costs.To further examine the scientific nature of the index system operability and serviceability, the paper-based data in the selected markets in Henan eight members was calculated and evaluated according to the evaluation results, the binding member feedback on the strengths and weaknesses of the index system the Department to conduct an objective evaluation, pursuant to provide a reference for the establishment and improvement of inter-bank market in Henan index system of off-site surveillance and monitoring system.